Services
At KDM Investment Management, we provide financial planning services for people in all stages of life. Whether you are just starting out in your career, or if you have already retired, we can help develop a financial plan that works for your goals.

Early Career

Our early career services focus on building the wealth you need to live the life you want. Whether you want to save up for a down payment on a home or jump-start your retirement saving, we can help. Our services include:

Education Savings
Estate Planning
Development of Retirement Income Plan
Portfolio Management
Savings Plan Development & Execution
Tax Minimization

Late Career/Retirement

Our late career/post-retirement services help you to create a sustainable plan for life after retirement. These include:

Execution of Retirement Income Plan
Philanthropic Planning
Multigenerational Planning
Portfolio Management
Tax Minimization
Estate Planning
Development of Retirement Income Plan

Early Career

Our early career services focus on building the wealth you need to live the life you want. Whether you want to save up for a down payment on a home or jump-start your retirement saving, we can help. Our services include:

Education Savings
Estate Planning
Development of Retirement Income Plan
Portfolio Management
Savings Plan Development & Execution
Tax Minimization

Late Career/Retirement

Our late career/post-retirement services help you to create a sustainable plan for life after retirement. These include:

Execution of Retirement Income Plan
Philanthropic Planning
Multigenerational Planning
Portfolio Management
Tax Minimization
Estate Planning
Development of Retirement Income Plan

Our Four Pillars

All of our services are underpinned by our four pillars. We believe that these four components are essential for a positive financial planning experience.

Competence

Degrees and certifications matter, but experience does too (and we have both). We leverage our experience in designing and managing portfolios, financial planning, and risk management to meet your financial needs while minimizing taxes and ensuring that assets can be passed to future generations based on your wishes.

Coaching

Through education and clear communication, we help our clients manage emotions and avoid costly mistakes, while maintaining peace of mind. When we create a custom investment proposal for you, we make sure you understand not only the plan, but the principles behind it. In addition, it's important to have a second opinion on big financial decisions, and KDM can help you make those decisions with confidence.

Convenience

KDM takes care of the details of executing your financial plan so that you can focus on what's really important. We help you save time by monitoring and rebalancing your portfolio while also coordinating with other professionals when necessary.

Continuity

It's important to involve family in the financial planning process. We provide multi-generational planning, letting your children get involved in the process if desired. And, if you were to get hit by a bus, KDM provides continuity and gives you peace of mind that your spouse's finances are taken care of.

Fee Structure

KDM Investment Management’s fee-based structure means we benefit when your portfolio performs well. This closely aligns our objectives with your objectives. Thus, it’s in our best interest, as well as yours, to make sure your portfolio grows. With a fee-based structure, we are free to evaluate and select products for inclusion in your portfolio based solely on your objectives without a conflict of interest about how much we will be paid in commission for using a specific product.

KDM  is a small firm without the overhead of a large investment management corporation. We pass those savings on to you via lower fees.

For clients with over $1 million in assets under management, our fees are:

Assets Under Management         Annual Fee Rate
First $1,000,0000                          .75%
$1,000,001 to $2,000,0000         .60%
$2,000,001 to $3,000,0000        .45%
$3,000,001 and up                         .25%

For clients with under $1 million in assets under management, our fees are 1.20% for the first $250,000 and 0.60% for $250,001 to $1,000,000.