It’s clear that things have changed in the last 25 years. Retirement is no longer the same experience that our parents and grandparents enjoyed. On average, people live longer and are more active. Because of that, they spend more money in the years after leaving work. Your retirement planning needs to account for that. Pensions are also quickly becoming a thing of the past. Instead, companies match contributions to 401k and 403b plans, while employees take a more active role in their retirement planning.

This new model leaves you with two options: Learn the necessary skills to manage your own retirement portfolio, or hire a financial advisor to develop your retirement plan and manage your portfolio.

At KDM Investment Management, we work every day to make sure our clients feel secure in their finances and confident in their future. If you're ready to take the next step, we would love to schedule a call to discuss how we can start to help you achieve your financial goals.