Relationship Management
Our relationship management process is designed to:
· Ensure we fully understand your objectives and financial situation.
· Ensure you understand our investment approach and why we believe it provides the best chance of achieving your financial objectives.
· Build a portfolio and portfolio management process based on your objectives and situation.
· Tailor communications based on your preferences
· Ensure we stay up to date on changes in your objectives and financial situation, incorporating them into your customized plan.
The following relationship management figure shows our client relationship management process.
We begin our relationship by understanding your objectives, risk tolerance level, investment time horizon, return requirements and current financial situation. We incorporate your objectives into our investment approach and create an Investment Policy Statement. The Investment Policy Statement documents your unique requirements and describes how we will build and manage your portfolio.
After agreeing to the Investment Policy Statement, we implement the portfolio and portfolio management process. Monthly reporting is provided by the custodian of your assets, normally Charles Schwab & Co. We schedule review meetings and reporting based on your requirements.
Fee Structure
You pay KDM Investment Management directly. We are a fee based advisory. What you pay us is all we get paid. Our fee structure minimizes conflicts of interest. With a fee based structure, we are free to evaluate and select products for inclusion in your portfolio based solely on your objectives, without a conflict of interest about how much we will be paid for using a specific product.
KDM Investment Management’s fee structure closely aligns our objectives with your objectives. Eliminating conflicts of interest was one of our key considerations in designing our fee structure.
For clients with $1 million or more in assets under management, our fees are:
|
Assets Under Management |
Annual Fee Rate |
|
First $1 million |
0.5% |
|
Over $1 million |
0.25% |
For clients with under $1 million in assets under management, our fees are:
|
Assets Under Management |
Annual Fee Rate |
|
$250,000 or less |
1.0%* |
|
$250,001 to $1 million |
0.75%** |
* Minimum annual fee is $1,000
** Maximum annual fee for up to $1 million in assets under management is $5,000
Our fee does not include management fees and other expenses associated with the mutual funds held in the portfolio. Clients may also incur transaction and other fees from the custodian of the assets.
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